Purchase of Future Receivables

A Merchant Cash Advance (MCA) isn’t a loan—it’s a purchase of a portion of your business’s future receivables in exchange for an upfront lump sum of working capital. Instead of fixed monthly payments, repayment is made through a set percentage of your daily or weekly sales, allowing payments to adjust with your revenue.

This structure makes MCAs an attractive option for businesses with fluctuating sales or seasonal revenue. There’s no collateral required, and approvals are typically much faster than traditional loans.

At Endeavor, we design our MCA programs to deliver speed, flexibility, and transparency—helping you access the funds you need now while aligning repayment with your business’s performance.